About the HRA Calculator
Estimate the House Rent Allowance exemption available under Indian income tax rules from your basic salary, HRA received, rent paid, and city type.
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HRA Calculator
Estimate HRA exemption using salary, rent, and city type.
Enter figures for the same period (monthly or annual) consistently across all fields.
Exempt amount
₹15,000
Taxable HRA
₹10,000
Limiting rule
Rent paid minus 10% of basic salary
HRA exemption is the smallest of actual HRA received, rent paid minus 10% of basic salary, and 50% (metro) or 40% (non-metro) of basic salary.
How the result is produced
The HRA estimate compares the configured exemption limits, including actual HRA, rent minus 10% of salary, and the metro/non-metro percentage rule, then treats the remainder as taxable in the displayed model.
Example: Enter salary, HRA received, rent, and metro status to see which of the exemption limits constrains the estimate.
Limitations and review notes
Tax treatment depends on salary definitions, payroll period, documentation, employer records, and current income-tax rules. Confirm the calculation with payroll or a tax professional.
How to use it
- 1. Enter basic salary, HRA received, and rent paid for the same period.
- 2. Toggle metro city if you live in Delhi, Mumbai, Kolkata, or Chennai.
- 3. Review the exempt amount and taxable HRA.
- 4. Check which rule limited the exemption.
FAQ
How is HRA exemption calculated?
As the smallest of actual HRA received, rent paid minus 10% of basic salary, and 50% (metro) or 40% (non-metro) of basic salary.
Which cities count as metro?
For HRA purposes, Delhi, Mumbai, Kolkata, and Chennai are treated as metro cities with a higher 50% limit.
Does this run on a server?
No. The calculation runs entirely in your browser after the page loads.
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