About the PPF Calculator
Project Public Provident Fund growth with annual compounding across the standard 15-year term, with a year-by-year balance chart and schedule table.
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PPF Calculator
Project Public Provident Fund corpus over the 15-year term.
Total contribution
₹22,50,000
Total interest
₹18,18,209
Maturity value
₹40,68,209
Year-end balance
Yearly schedule
| Year | Contribution | Interest | Closing balance |
|---|---|---|---|
| Year 1 | ₹1,50,000 | ₹10,650 | ₹1,60,650 |
| Year 2 | ₹1,50,000 | ₹22,056 | ₹3,32,706 |
| Year 3 | ₹1,50,000 | ₹34,272 | ₹5,16,978 |
| Year 4 | ₹1,50,000 | ₹47,355 | ₹7,14,334 |
| Year 5 | ₹1,50,000 | ₹61,368 | ₹9,25,701 |
| Year 6 | ₹1,50,000 | ₹76,375 | ₹11,52,076 |
| Year 7 | ₹1,50,000 | ₹92,447 | ₹13,94,524 |
| Year 8 | ₹1,50,000 | ₹1,09,661 | ₹16,54,185 |
| Year 9 | ₹1,50,000 | ₹1,28,097 | ₹19,32,282 |
| Year 10 | ₹1,50,000 | ₹1,47,842 | ₹22,30,124 |
| Year 11 | ₹1,50,000 | ₹1,68,989 | ₹25,49,113 |
| Year 12 | ₹1,50,000 | ₹1,91,637 | ₹28,90,750 |
| Year 13 | ₹1,50,000 | ₹2,15,893 | ₹32,56,643 |
| Year 14 | ₹1,50,000 | ₹2,41,872 | ₹36,48,515 |
| Year 15 | ₹1,50,000 | ₹2,69,695 | ₹40,68,209 |
How the result is produced
The schedule models annual contributions and interest across the selected term, showing contribution, estimated interest, and balance by year.
Example: Use the default 15-year horizon to inspect how annual contributions and credited interest build the projected PPF balance.
Limitations and review notes
PPF rates, contribution timing rules, extensions, withdrawals, and tax treatment are governed by current regulations. Verify the current official rules and rate before relying on the estimate.
How to use it
- 1. Enter the annual contribution and interest rate.
- 2. Keep the default 15-year term or change it to model an extension.
- 3. Review total contribution, total interest, and maturity value.
- 4. Check the year-by-year balance chart and schedule table.
FAQ
What is the PPF contribution limit?
The current statutory maximum is ₹1,50,000 per financial year, shown as a hint on the contribution field.
Why is the default term 15 years?
PPF has a standard 15-year lock-in, extendable afterward in blocks of 5 years. You can change the term to model an extension.
Does this run on a server?
No. The calculation runs entirely in your browser after the page loads.
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