About the FD Calculator
Estimate the maturity value and interest earned on a fixed deposit with quarterly compounding by default, matching how most Indian banks compute FD interest.
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FD Calculator
Estimate fixed deposit maturity and interest.
Deposit amount
₹1,00,000
Total interest
₹41,478
Maturity value
₹1,41,478
Projected growth
How the result is produced
The FD estimate applies the selected periodic compounding frequency to the deposit, rate, and tenure, then reports maturity value and estimated interest.
Example: Enter a fixed deposit amount and choose quarterly compounding to approximate a bank-style maturity calculation for the selected tenure.
Limitations and review notes
Banks may use different day-count, payout, senior-citizen, premature-closure, and tax rules. Verify the institution's rate sheet and maturity quotation before making a deposit.
How to use it
- 1. Enter the deposit amount, interest rate, and tenure.
- 2. Choose the compounding frequency your bank uses.
- 3. Review the maturity value and total interest.
- 4. Check the year-by-year growth chart.
FAQ
What compounding frequency do banks use for FDs?
Most Indian banks compound fixed deposits quarterly, which is the default here, though you can change it to compare.
Does this include TDS on FD interest?
No. This estimates gross maturity value and interest before any tax deducted at source.
Does this run on a server?
No. The calculation runs entirely in your browser after the page loads.
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